Bpf Koopvaardij has assets totalling €3.5 billion. We invest these assets. We do this because investing generally yields a higher return than saving. By investing, we can keep pensions affordable and provide a sound pension for our (future) members.
Sufficient returns for pensions
To ensure that pensions can be paid out both now and in the future, we continuously monitor the amount that Bpf Koopvaardij needs to hold in reserve for this purpose. Bpf Koopvaardij’s investment policy is aimed at achieving sufficient returns to meet these pension liabilities. In addition, Bpf Koopvaardij aims to achieve an extra return, which can be used to increase pension payments. We refer to this extra return as surplus return. Bpf Koopvaardij has set a long-term target of 1.1% for this surplus return. If this target is achieved over a number of years, the fund may – subject to certain conditions – increase pension payments in order to maintain their purchasing power.
