This infographic clarifies the main facts and figures from the annual report 2025. Click on the various subjects for more information.
Members
| 2025 | 2024 | 24,876 pensioners | 25,455 |
| 4,770 seafarers | 4,635 |
| 18,243 former seafarers | 17,885 |
| 168 employers | 159 |
| Total: 47,889 | 47,975 |
Costs
| 2025 | 2024 | |
| Pension administration (administration and communication) |
€ 17.43 million | € 19.08 million |
| Costs of pension administration per member* |
€ 588 | € 643 |
| Asset management | € 17.96 million | € 18.59 million |
* active members and pensioners (former seafarers not included)
Investments
Assets amounted to €3.53 billion in 2025 (€3.76 billion in 2024). In the long term, we want to achieve a higher return than is needed to pay the pensions. Our goal is to achieve an average return that is 1.1% higher per year than is required for that purpose.
In 2025, we had a negative return. Over the past 3 years, the average return has remained positive: 3.7% per year. As interest rates rose in 2025, 11.4% less capital was needed to pay pensions in the future. This increased the funding ratio from 117.8% to 129.2%.
Funding ratio
At the end of 2025, Bpf Koopvaardij’s funding ratio was 129.2% (2024: 117.8%). Until 2025, the funding ratio showed how financially sound the pension fund was. The funding ratio indicated the fund’s assets in relation to the pensions to be paid now and in the future. A funding ratio of 100% would be exactly enough money to pay all pensions.
On 1 January 2026, Bpf Koopvaardij switched to the new pension system, which is why we no longer use a funding ratio. In the new system, your pension will be more closely linked to economic developments. Because the funding ratio was high at the end of 2025, more assets were available for the transition to the new pension system than previously expected. This enabled us to increase all pension benefits paid out on 1 January 2026.