Our 2022 Annual Report (pdf, Dutch only) tells you more about our activities and results. It also tells you how our administrative organisation works, and how the Supervisory Board and the Pension Council view the year 2022.
This infographic clarifies the main facts and figures from the annual report. Click on the various subjects for more information.
Investments
In 2022, our assets fell to € 3.5 billion. We invest these assets to allow your pension to grow, for example in shares, real estate, and corporate and government bonds. This is because investing yields a higher return than saving.
The fall was mainly due to rapidly rising interest rates and falling share prices. At the same time, we also needed less capital in 2022 to pay all the pensions. Ultimately, we achieved a return of -21.7%.
Investments
The funding ratio fell to 118.8% by the end of 2022. This percentage already takes into account the 10.84% increase in pensions from 1 January 2023.
Members
In 2022, the number of employers and pensioners at Bpf Koopvaardij decreased, but the number of members and former seafarers increased. 22% of all members live abroad.
| 168 (-9) | employers |
| 4,925 (+83) | seafarers |
| 19,263 (+68) | former seafarers |
| 27,363 (-711) | pensioners |
| In total: | 51,551 members (2021: 52,111) |
Costs
We incur costs for the administration of your pension scheme, e.g. for pension administration, asset management, administrative organisation and communication. In the overview below, the costs in 2022 are compared with 2021.
| Costs | 2022 | 2021 |
| Pension administration (administration and communication) |
€ 6,93 million | € 6,64 million |
| Costs of pension administration per member* |
€ 214,68 | € 201,73 |
| Asset management | € 18.8 million | € 17,3 million |
* active members and pensioners (former seafarers are not included here)
The total costs for pension administration increased, as did the costs per member. This is mainly due to additional administrative costs, i.e. costs for determining whether employers should join, for allocating benefits, for providing information, and for investigating the new pension system.
The asset management costs have increased, mainly due to certain changes in investment portfolios.