Published on 17 December 2020
Each year, we adjust the amounts and percentages for the pension scheme. This may be necessary as a result of changes to the pension scheme rules or decisions made by the employees' and employers' organisations (social partners) in the merchant navy. The figures for 2021 are indicated below.
|
2021 |
2020 |
|
|
Pension build-up* |
1.233% |
1.604% |
|
Pension contribution* |
25.9% |
25.9% |
|
Maximum pensionable annual salary |
€ 93,498.40 based on 365 days (€ 256.16 per day) |
€ 91,071.78 based on 366 days (€ 248.83 per day) |
|
State pension offset (AOW threshold amount over which no pension is built up) |
€ 14,545.25 based on 365 days (€ 39.85 per day) |
€ 14,167.86 based on 366 days (€ 38.71 per day) |
|
Retirement age |
67 jaar |
67 jaar |
|
Partner’s pension in the case of your death:** |
|
|
|
- Annual build-up |
42.9% |
33% |
|
- Annual part on a risk basis (is cancelled on retirement or employment outside the merchant navy) |
48.2% |
37% |
* The stated percentage is calculated on your pensionable salary (less the state pension threshold amount over which no pension is built up).
** The stated percentages are calculated on the occupational retirement pension that you are building up until you turn 67 at the latest.
Less pension build-up in 2021
Due to the low interest rate, the current pension contribution of 25.9% – agreed with the social partners in the merchant navy – will no longer be sufficient for the current pension build-up. This is because if interest rates are low, more money will be needed for the same pension. With the current contribution percentage, we arrive at a pension build-up of 1.233% in 2021. So in 2021, you will build up less pension than in 2020.
The amended pension scheme rules can be found a Downloads (Dutch only) in mid-February 2021.