You will receive your occupational retirement pension from Bpf Koopvaardij from the first day of the month in which you apply for the pension or until you turn 67 at the latest. You will receive this pension each month for the rest of your life.
You pay a contribution for this pension. That contribution is a percentage of your pensionable salary. The contribution percentage for the pension scheme is 25.90% (2020). Your employer pays half the costs. The other half will be withheld from your gross salary. You can see this on your salary slip. You also build up pension during sick leave and paid holiday leave, so you also pay contributions for those periods.
Your income upon retirement consists of three parts:
You can find this amount at My Koopvaardij and on the Uniform Pension Overview (UPO) that you receive from us. You will also see the details of the partner's and orphan's pension. This is a pension for your partner or children, if any, when you die. You can also make calculations using the various pension options.Go to My Koopvaardij
Only if you built up pension at Bpf Koopvaardij before 1 January 2015 have you also built up a net prepension. You can have your net prepension paid out between the ages of 62 and 67. Six months before you reach the age of 62, you will receive a letter from us setting out the possibilities. The amount of your net prepension can be found at My Koopvaardij and on your Net prepension overview that you receive annually.