There are different types of leave. If you are employed and you take holiday, your pension build-up will continue as usual. Parental, sabbatical and study leave is statutory (unpaid) leave. In this case, the build-up of your pension ceases.
Continuing to build up pension yourself
If you would like to continue to build up pension yourself during your statutory (unpaid) leave, that’s no problem.
- In that case, you pay the entire contribution yourself, including the part that your employer previously paid.
- The contribution is calculated on the basis of the most recent pensionable earnings (pensionable salary less the threshold amount on which you do not build up pension).
What if you don't want to build up pension yourself?
In that case, you will no longer build up an occupational retirement pension. However, you will still be legally covered for the risk of passing away. This means that a pension is arranged for your surviving dependants if you pass away before your retirement date. You do not pay any contribution for this. For more information, go to our webpage on risk coverage.
Do you wish to know more?
- If you are going on statutory leave for more than eighteen months, the partner's pension will be calculated after eighteen months as if you were no longer in service. The pension for your partner will then be lower, unless you have continued your pension build-up.
- You will find the amount of your pension by visiting My Koopvaardij.