Bpf Koopvaardij switched to a new pension scheme on 1 January 2026. Are you retiring at the beginning of 2026? Then this has implications for the pension you will receive. You can read more about it on this page.
Are you retiring in the first few months of 2026?
In the first few months of 2026, you will still receive your pension under the current pension rules (2025). We will then be carefully converting all pensions. From April 2026, you will receive a pension under the new pension rules. You will be notified of this before then. If you receive less pension than you are actually entitled to under the new scheme in the first few months of 2026, we will refund the difference to you.
Receiving your pension in a lump sum
Have you received a letter from us stating that you can receive your pension in a lump sum? And are you retiring in 2026? If so, we will know exactly how much your pension will be in April 2026. What if this amount remains below the statutory commutation limit (that is the maximum amount that we are permitted to pay out in a lump sum)? If it does, you can still receive your pension in a lump sum. What if it exceeds the commutation limit? In that case, you will not receive your pension in a lump sum, but you will receive a monthly pension.
Will I have the same pension options in the new pension scheme?
Yes, you will still have the same pension options in the new scheme. You can:
- choose when to retire
- opt for a high-low occupational retirement pension
- exchange your pension (occupational retirement pension to additional partner's pension or vice versa).
Do you wish to know more?
This page contains what we can tell you now. If we have new information, we will update this page. You can read more about our new pension scheme at New pension system. Do you have any questions? If so, we will be happy to assist you. Please feel free to contact us.