Your pension at Bpf Koopvaardij is far more than just your occupational retirement pension. Bpf Koopvaardij also ensures a pension for your family when you die. There is a partner's pension or special partner's pension for your partner (and any ex-partner). There is an orphan's pension for your children up to the age of 25.
This is how the partner's pension is arranged
How much pension your partner receives in the new scheme depends on when you pass away.
What if you pass away before your retirement date?
Then this is the amount of the partner's pension in the new scheme:
- Your partner will receive 25% of the salary on which you are building up pension for as long as your partner lives.
- What if you have already built up partner's pension before 2026? Then we will convert that pension to the new scheme. We will add this amount to the above amount.
Your partner is entitled to this as long as you build up pension with Bpf Koopvaardij, and they will receive the partner's pension monthly after your passing.
What if you pass away after your retirement date?
Then your partner will usually also receive a partner's pension. This amounts to 70% of the occupational retirement pension that you are receiving at that time. That is also the case in the old pension scheme.
You can also opt for a higher or lower partner's pension for after you retire, but you must make the choice before you retire.
This is how the orphan's pension is arranged
How much pension your children will receive in the new scheme depends on when you pass away.
What if you pass away before your retirement date?
Then this is the amount of the orphan's pension in the new scheme:
- Your children will receive 10% of the salary on which you are building up pension until they are 25.
- What if your partner or ex-partner has also passed away? Then your children will receive 20% of the salary on which you are building up pension until they are 25.
- What if you were already building up orphan's pension before 2026? Then we will convert that pension to the new pension scheme. We will add the amount to the above amounts.
What if you pass away after you’ve retired?
Then this is the amount of the orphan's pension in the new scheme:
- Your children will receive 14% of the occupational retirement pension you were receiving at the time until they are 25.
- What if you were already building up orphan's pension before 2026? Then we will also convert that pension to the new pension scheme. We will add this amount to the above amount.
Do you wish to know more?
What must you do if you separate? Go to You and your partner are separating.
Do you have a partner?
Check what influence your relationship has on your pension.