If you have been dismissed or have resigned, we will continue to manage your pension. You won’t need to do anything yourself. However, the build-up of your pension will cease from that point onwards. In some situations, you can decide to continue building up your pension yourself. We call this voluntary continuation.
Voluntary continuation: continuing your pension build-up
If you want to continue your pension voluntarily, this is possible for a maximum of three years. To do so, use the request form for voluntary contribution of pension build (Dutch only). You can submit this form up to nine months after the end of your employment. After submitting your request, you will receive an offer from us setting out all the applicable conditions. You can also find these conditions in the pension scheme rules.
If you wish to stop your voluntary contribution, you can inform us by e-mail or in writing.
Partner's pension after leaving employment
Your partner will receive a partner's pension from Bpf Koopvaardij if you pass away. However, if your pension build-up with Bpf Koopvaardij stops, the partner's pension will automatically become lower. That’s because part of the partner's pension is insured on a risk basis. This means that your partner is only entitled to a partner's pension for as long as you are building up pension with Bpf Koopvaardij.
There are therefore two situations:
You pass away while you are building up pension with Bpf Koopvaardij:
- Your partner will receive 25% of the salary on which you built up pension for as long as your partner lives.
What if you already built up partner's pension before 2026? Then we will convert that pension to the new scheme. We will add the amount to the above amount.
You pass away while you are no longer building up pension with Bpf Koopvaardij:
- Your partner will then only be entitled to the partner's pension you built up before 2026. If you think that is not enough, you can choose to take out risk cover.
Do you wish to know more?
- In some cases, you can continue to build up pension while paying 50% of the contribution yourself (instead of the full contribution). That applies if you are receiving a Dutch WW of ZW benefit.
- Has your employer arranged for you to receive a third year of unemployment benefit (‘SPAWW benefit’)? In that case, you will pay 50% of the contribution yourself. The other 50% will be paid by Bpf Koopvaardij. If you want to take advantage of this arrangement, you need to send us the approval letter and the first payment specification within a month from the start of the SPAWW benefit.