Our new pension scheme doesn't happen overnight. A lot of work goes into this. The preparation and agreements are set out in three plans: the transition plan, the implementation plan, and the communication plan. On this page, we explain what these plans entail. You will also find download links for the plans.
1. The transition plan
The transition plan is the basis for switching to the new pension rules. The transition plan sets out all the new arrangements for our pension scheme. The plan also states what will happen to pensions already built up and those being paid out now. Furthermore, the plan sets out what measures employers' and employees' organisations intend to take to ensure that the transition is as fair as possible.
2. The implementation plan
The implementation plan details what is needed to switch to the new pension scheme. For example, adapting our policies, administration and investments. And how we deal with built-up pensions and pensions already in payment. Regulator the Dutch Central Bank (DNB) reviews the implementation plan.
3. The communication plan
The communication plan is part of the implementation plan. It explains how we will keep you informed about the new pension scheme. It also shows which information we share and when. Our goal is to ensure you soon understand:
- that our pension scheme is going to change;
- what the main changes are;
- when you will hear more about the amount of your pension;
- where you can find information about your own pension;
- what you can still do yourself.
Would you like to read the full plans?
That’s no problem. They are all on our website. You download the plans on this page. We also have an abridged version of the communication plan. Click the button below that best suits your situation.
3 questions about the plans
-
The plans are made by our social partners. The social partners are organisations of employers and employees, such as trade unions and employers’ associations. These social partners work together to regulate employment conditions for the Merchant Navy sector. Our pension is one of the employment conditions.
-
Switching to new pension rules is an event that involves many considerations. Any new arrangements we make may affect people who build up pension with us. But also for pensioners or employers. It is therefore important and even mandatory that we think carefully about the new arrangements, how we introduce them and how we include you in them. This is even required by law.
-
The Dutch Central Bank (DNB) and the Netherlands Authority for the Financial Markets (AFM) are reviewing our plans for implementing the new pension scheme and how we inform you about the scheme. A few more steps are listed below. Do you want to know which ones? Then check out the new pension system timeline.